Complete Protection for Your Australian Home

Protect your Australian home and everything in it with comprehensive coverage designed for our unique climate and lifestyle. From bushfires to floods, storms to theft – our home insurance provides complete protection for Australian homeowners at every life stage.

  • Covers all major Australian natural disasters including floods
  • Sum insured automatically adjusts for rising building costs
  • Contents cover includes high-value items and electronics
  • Temporary accommodation included for up to 12 months
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Happy Australian family standing in front of their modern, protected home
A family enjoying their secure home protected by SecureShield Insurance.

Building and Contents Coverage Options

Detailed illustration of a cross-section of a house with labels for building structure and fixtures
Understanding where your building cover protects you.

Building Insurance

Our building insurance safeguards the physical structure of your home, including fixed elements like the roof, walls, floors, and fitted kitchens and bathrooms. We ensure your biggest asset is covered against unexpected events.

  • Structural damage protection
  • Fixed electrical wiring and plumbing
  • Garages, sheds, and external structures
Illustration of various household items, electronics, and personal belongings
Protecting your most cherished possessions.

Contents Insurance

Our contents insurance protects the personal belongings inside your home, from your furniture and appliances to your electronics and jewellery. Combined policies offer convenience and potential bundle savings.

  • Furniture, clothing, and appliances
  • Electronics, art, and collectables
  • Optional accidental damage and portable items cover

Protection Against Australian Weather Extremes

Australian bushfire scene with controlled lines and a remote house
Bushfire protection for homes.

Bushfire & Smoke

Comprehensive coverage means peace of mind, knowing your home is protected against the devastating impact of bushfires and smoke damage prevalent in many Australian regions.

Flooded street in an Australian town with rescue boat
Flood insurance for Australian properties.

Flood Protection

From flash floods to rising rivers, our policies include specific coverage for flood damage, a critical consideration for many Australian homeowners.

Devastating hailstones on a car, demonstrating storm damage
Storm and hail damage coverage.

Storm & Hail Damage

Australia's severe storms and hailstones can be brutal. We cover the cost of repairs and offer emergency assistance to secure your home quickly.

Strong cyclone hitting an Australian coastal town with palm trees bending
Tropical cyclone insurance.

Tropical Cyclone Coverage

For our northern Australian customers, we offer specific coverage tailored to the intense conditions brought by tropical cyclones, ensuring robust protection.

Front door of a home with a broken lock, symbolizing theft attempts
Theft and burglary protection.

Theft & Vandalism

Beyond natural disasters, we protect your home and belongings from theft, break-ins, and vandalism, providing reassurance whether you're home or away.

Fast, Fair Claims When Disaster Strikes

1. Report 24/7

Lodge your claim any time, day or night, through our app or phone line. Immediate response guaranteed.

2. Assess & Authorise

Our assessors quickly evaluate damage and authorise emergency repairs, often within hours. No lengthy delays.

3. Repair & Settle

Choose our preferred builders or receive a cash settlement. Temporary accommodation and living expenses covered.

Calculate Your Correct Coverage Amount

Avoid Under-insurance: Get an Accurate Estimate

It's crucial to insure your home for its true replacement cost, not its market value. Our interactive calculator uses up-to-date local building data to help you estimate both your building and contents sum insured accurately.

  • Building replacement cost calculator with local data
  • Contents valuation tool to assess your belongings
  • Warnings and recommendations to prevent under-insurance
  • Annual adjustments for inflation protection

Quick Sum Insured Estimator

This is an estimate only. A full quote will provide exact figures.

Protected Homeowners Share Their Stories

"After the devastating bushfires near the Blue Mountains, SecureShield was there quicker than I ever expected. Their emergency repair team secured our property immediately, and the claim settlement for rebuilding was handled with such empathy and efficiency. We're back in our home thanks to them."

Portrait of Sarah M.
Sarah M.

Homeowner, Blue Mountains, NSW

"When unexpected river flooding hit our Queensland property, I thought we'd lose everything. SecureShield's contents cover was a lifesaver. Replacing our damaged electronics and furniture was seamless, and the temporary accommodation they provided meant we weren't displaced for months. Truly grateful."

Portrait of David L.
David L.

Homeowner, Brisbane, QLD

"We had a severe hailstorm tear through our roof last year. SecureShield's response was incredible. They arranged for preferred builders to come out within days, and the repairs were done to a really high standard. The process was stress-free at a very stressful time. Highly recommend!"

Portrait of Emily R.
Emily R.

Homeowner, Adelaide Hills, SA

"Unfortunately, we experienced a break-in while on holiday. The theft of several valuable items was upsetting, but SecureShield made the claims process for our contents quick and straightforward. We had funds to replace items within weeks, which really helped us move past the incident."

Portrait of Malcolm P.
Malcolm P.

Homeowner, Perth, WA

Protect Your Home Today

Get a tailored Home & Contents Insurance quote instantly. Customise your coverage, explore optional extras, and discover bundle savings.

Get Your Free Home Insurance Quote Now

Need help? Call us on 1300 789 012 or chat online.